Life Insurance Made Simple for American Seniors

Final expense, burial, and life insurance for seniors aged 50 to 85, no medical exam, no waiting period, and coverage from $30/month.

Affordable Insurance Coverage for Every Senior

At Final Expense Company, we offer four simple and affordable insurance products designed specifically for American seniors. Whether your goal is covering funeral costs, protecting your family from burial expenses, or securing broader life insurance coverage, we have a plan that fits your needs and your budget.

No medical exam is required, approval is available the same day you apply, and a licensed advisor is on hand to help you find the right coverage at the right price. We also offer fixed annuity options for those looking to protect their retirement savings and secure guaranteed income for life. We also offer fixed annuity options for those looking to protect their retirement savings and secure guaranteed income for life.

Final Expense Insurance

Final expense insurance covers funeral and burial costs, medical bills, and other end of life costs so your family is never left with an unexpected financial burden. Coverage amounts range from $5,000 to $50,000, with fixed premiums that never increase. Best suited for seniors aged 50 to 85 who want simple, guaranteed protection, and closely related to whole life insurance for seniors, which offers the same permanence at larger face values.

Burial Insurance

Final expense insurance covers funeral and burial costs, medical bills, and other end of life costs so your family is never left with an unexpected financial burden. Coverage amounts range from $5,000 to $50,000, with fixed premiums that never increase. Best suited for seniors aged 50 to 85 who want simple, guaranteed protection.

Life Insurance for Seniors

From term life to whole life and final expense coverage, Final Expense Company offers flexible life insurance for seniors that goes beyond funeral costs. Use the death benefit to replace lost income, pay off a mortgage, settle outstanding debts, or leave a financial legacy for your loved ones. Coverage available from $5,000 to $500,000 for seniors aged 50 to 85.

Fixed Annuities

A fixed annuity protects your retirement savings from market risk and delivers a guaranteed income stream for life. Whether you are handling a 401k rollover, moving funds from a maturing CD, or planning income for a surviving spouse with a joint annuity, Final Expense Company gives you access to fixed and indexed annuity options backed by an A+ AM Best rated provider. We also offer QLACs for deferring income to later in retirement. Free no-obligation consultation available.

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Speak to a Licensed Advisor

Our licensed advisors are here to help you find the right coverage at the right price, no pressure, no obligation.

How It Works

Getting covered with Final Expense Company is one of the simplest processes in the insurance industry. Most seniors are approved the same day they apply, with no medical exam and no obligation to commit until you are ready.

Get Your Free Quote Online

Tell us a little about yourself and we will match you with the most affordable coverage options available for your age and situation. It takes just two minutes online.

Answer a Few Health Questions

There is no medical exam. You simply answer a short series of straightforward health questions online or over the phone, and we take care of the rest.

Choose Your Coverage

Pick the coverage type and amount that fits your needs and your budget. A licensed advisor is available to help you compare options if you need guidance before making a decision.

Get Covered Same Day

Most applicants are approved the same day they apply. Once approved, your coverage begins immediately and your family is protected from day one.

Getting covered is simpler than you think, get your free quote online or call 951-470-3771 today.

Are You an Insurance Agent Looking for a New Opportunity?

The final expense insurance market is one of the fastest growing sectors in the United States, with over 10,000 Americans turning 65 every single day. Final Expense Company is actively looking for motivated insurance agents who want to build a rewarding career in this industry.

We offer uncapped commissions, same-day pay, free and paid lead programs, and a full onboarding and training program for both experienced agents and complete newcomers. Whether you are already licensed or just starting out, we provide everything you need to build a profitable and purposeful career selling final expense insurance. Call 951-470-3771 or apply online today to find out more.