Effective Date: March 1, 2026

Final Expense Company ("Company," "we," "our," or "us") operates as an insurance lead-generation and marketing platform. We are committed to protecting your privacy and complying with applicable insurance, consumer protection, and data privacy laws.

This Privacy Policy explains how we collect, use, share, and protect your information when you visit our website or submit your information requesting insurance-related information.

1. Information We Collect

Personal Information You Provide

When you complete a form, request information, or otherwise interact with our website, we may collect:

• Full name
• Email address
• Phone number (mobile or landline)
• Mailing address
• Date of birth or age range
• Insurance-related details you voluntarily submit
• Any notes or explanations you provide

Automatically Collected Information

We may automatically collect:

• IP address and device identifiers
• Browser type and operating system
• Pages visited, time on site, and referral sources
• Cookies and tracking pixels for marketing and analytics

2. How We Use Your Information (Lead-Generation Purpose)

Your information may be used to:

• Match you with appropriate final expense or life insurance options
• Share your information with licensed insurance agents or agencies
• Contact you regarding insurance products you requested information about
• Improve marketing performance and website functionality
• Verify compliance with regulatory and carrier requirements
• Prevent fraud and unauthorized use

Final Expense Company does not issue insurance policies. We connect consumers with licensed professionals.

3. Insurance Agent & Partner Sharing

By submitting your information, you acknowledge and consent that:

• Your information may be shared with one or more licensed insurance agents, agencies, or marketing partners
• These parties may contact you regarding insurance products via phone, email, or text message
• Agents are independently responsible for their services and compliance

We require our partners to maintain appropriate safeguards and use your information solely for permitted insurance-related purposes.

4. TCPA, Call, and SMS Consent

By submitting your contact information through this website, you:

• Expressly consent to be contacted by Final Expense Company, its affiliates, and licensed insurance partners
• Authorize contact via phone calls, text messages (SMS), email, and automated dialing systems
• Understand that consent is not a condition of purchase
• Acknowledge that standard message and data rates may apply

You may revoke consent at any time by:

• Replying STOP to any text message
• Following unsubscribe instructions in emails
• Contacting us directly

5. Call Recording

Calls may be recorded and monitored for quality assurance, training, compliance, and verification purposes. By communicating with us or our partners, you consent where permitted by law.

6. Cookies, Pixels & Advertising Technologies

We use cookies, conversion pixels, and analytics tools. These technologies help us:

• Track lead submissions and traffic sources
• Optimize advertising campaigns
• Improve user experience

You may disable cookies through your browser settings.

7. Data Retention

We retain personal information only as long as necessary to:

• Fulfill lead-generation purposes
• Comply with legal, regulatory, and carrier obligations
• Resolve disputes and enforce agreements

Retention periods may vary based on regulatory requirements.

8. Do Not Sell or Share (California Rights)

We do not sell personal information for monetary consideration. However, sharing information with insurance agents may be considered a "sharing" activity under certain privacy laws.

California residents may have the right to:

• Request access to their information
• Request deletion
• Opt out of certain data sharing

Requests can be submitted using the contact information below.

9. Data Security

We implement commercially reasonable safeguards designed to protect personal information. However, no website or transmission method can be guaranteed secure.

10. Third-Party Websites

Our website may link to third-party sites. We are not responsible for their privacy practices. Please review their policies independently.

11. Children's Privacy

This website is intended for individuals 18 years of age or older. We do not knowingly collect information from children.

12. Changes to This Policy

We may update this Privacy Policy at any time. Updates will be posted with a revised effective date.

13. Contact Information